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Day 1 – Commit

I joined a 31-day writing challenge. Why did I do this?! I already have 50 million other things to do, plus I have this huge problem with commitment. As well as major confidence issues. The first thought I had upon signing up was, I can’t do this.

But 2018 is my year of adventure. Of pushing myself out of my comfort zone. Of saying yes to things that sound like a whole lot of awesome but I know will give me massive anxiety. I’ve already committed to a few things; I started this blog, and joined a softball team! So far, my life hasn’t ended yet. Sure, every game day I spend all morning wallowing in my anxiety, complaining to everyone who would listen that I don’t want to go anymore, why did I sign up for a softball team, it’s too cold outside and the park is too far away. But I made the commitment to the team, so I drag myself over there. And I end up having an amazing time. Turns out, I’m not half-bad at this sports thing.

And my blog. Look at me! Look at my blog! I didn’t even know what domain names and hosting were when I decided to do this! I set everything up myself, with a few pointers from a friend and hours upon hours of research online. It was so much fun I set up a website for my sister as well, and I’ve been offering my services to all my friends! (Well, I don’t have that many friends – I define “friend” as: you show up at my door with a body in the trunk, I grab a shovel, no questions asked.)

The truth is, I’m scared. I am so scared. I’ve loved books and reading and words and languages my whole life; being a writer is a secret dream I’ve kept in the deep recesses of my soul that I would’ve taken to the grave. I’m scared to death that I won’t cut it, that I won’t succeed at my greatest wish. If I were to fail at this, life will lose all meaning. All my confidence issues come crashing down on me, suffocating me under a giant, paralyzing heap of insecurity. I can’t do this. I’m not good enough.

Wait, what the hell, Lily?! NO! No more of this nonsense! I’ve been living with this and other insecurities for decades. This year, everything is gonna stop. I’m going to actively force these insecurities out. A while back, I read somewhere that if you are worried about failure, you’re already considering it an option. I cannot fail this year. I am not going to fail this year.

Originally, I was going to put this writing challenge off until March, because I’m particular about starting things at the beginning. But no, I’m not going to wait until March. (Plus it’s Lunar New Year! How about that for a fresh start?) I’m not going to give myself two weeks to talk myself out of it, to decide I can’t do this after all. I am making the commitment right now to write 500 words a day for the next 31 days.

I still have planned content that I’m excited to write about and share, so I might not post daily. I’ll still be writing every day, but I don’t know what the daily prompts are yet, and I want this to complement my planned content rather than usurp it. Currently, I plan to post regularly scheduled content on Mondays (keeping to the schedule), and post my writing challenge entries on Wednesdays and Fridays. If for whatever reason it doesn’t work out, I can change that later. Because life doesn’t always go to plan, as so clearly evidenced by my impulsive joining of a 31-day writing challenge. I don’t do spontaneous well, if you can’t already tell from this post.

That said, I am crazy excited about this challenge! I’ve never tried to write before, not officially (most of my writing has been journalling – did I just make up a word?). Yes, I’m still scared to death that my writing won’t be up to par, but I want to see what I’m made of.

If you’d like to join as well, please check out the original post here. Let’s do this together!

Five Common Money Mistakes – Dollars and Sense, Part 1

Dollars and Sense - Common Money Mistakes Part 1

I might have been born obsessed with money. Throughout my childhood, I was bookkeeping and balancing my piggy bank on a regular basis, because instead of an allowance, we received our entire annual budget at New Year’s, to do with as we saw fit. I’m fascinated by how money is created, used, acquired, and how money affects people. Even with my near academic fascination, I still made a lot of common money mistakes. Wasting money on things I know I won’t like.  Losing actual currency by being careless. Getting knowingly ripped off either out of convenience or embarrassment.  Why does this keep happening??

Dollars and Sense is about the common money mistakes we make, and why we make them. A lot of these mistakes are subconscious; we don’t even know we’re making them. So what is causing it, and how can we stop something we’re not aware of?

What I Learned My First Month Blogging

It’s been quite a month.  There have been a lot of ups and downs, trials and errors, excitement and frustration.  I read other people’s stories about their first month blogging (which inspired me to reflect on my own), watched a lot of how-to videos, overwhelmed myself with information about writing and marketing and networking.  I spent a lot of time wondering what I was doing.  A few times, I even came close to wanting to quit.  But somehow, I made it through the first month, and came out with renewed conviction that I can do this.

If I Understood You, Would I Have This Look on My Face? Effective Speaking Skills

If I Understood You - Effective Speaking Skills

I’m not the best speaker.  I struggle with condensing my thoughts quickly and formulating them into coherent sentences, often tripping over my words.  Not surprisingly, though opposite of most people I know, I do better with prepared speeches, when I have the time to write, rewrite, edit, and practice what I have to say.  But, speeches don’t figure prominently in my daily life.  Other than for classes, I’ve rarely had to prepare speeches or presentations.  I don’t have effective speaking skills for daily life, and my prepared speeches aren’t all that amazing either.  So I’ve decided, I am going to spend 2018 learning how to be a better speaker.

Alan Alda’s new book, If I Understood You, Would I Have This Look on My Face?, started with a trip to a dentist, a bit of jargon, and a cut with a scalpel. The dentist told him he was performing a surgery that Alda did not understand, and yet he allowed the dentist to make the cut because he was embarrassed that he didn’t know what the dentist was talking about. The results were disastrous.  And it could have been avoided with clear communication.

Five Financial Resolutions for 2018

Financial Resolutions

Every year, I attempt to make and keep resolutions.  Grandiose goals like losing weight or running more (it’s not hard to run more since I run never, and yet I still manage to fail this yearly) that are not in line with my personality, character, habits, and lifestyle.  So this year, I’m focusing on five financial resolutions that I can easily follow in 2018.  That should be doable, right?

I picked up Beth Kobliner’s Get a Financial Life: Personal Finance in Your Twenties and Thirties towards the end of last year, and the breadth of information was a little daunting at first.  She covers the whole gamut from basic banking to investing to retirement to all kinds of loans.  I always thought I was doing a decent job managing my money, but I realized, I was just mindlessly saving.  And that wasn’t an efficient way to achieve my financial goals in life. So, without further ado…